Medical Malpractice Insurance for Medical Practitioners
Trusted Medical Malpractice Cover
The surge in medical malpractice claims in South Africa has led to a notable rise in premiums imposed by insurers annually, placing added financial pressure on healthcare professionals across the field.
Our medical malpractice insurance brokerage specialises in securing tailored protection for medical professionals by sourcing outstanding professional indemnity solutions from top insurers, backed by world-renowned reinsurers. We have the expertise to procure clinical and legal coverage for both individuals and groups, helping healthcare specialists navigate complex complaint handling and ensuring peace of mind through expert advice and technical support.
No matter what discipline you practice in, we offer medical indemnity insurance for doctors that’s tailor-made for you.
We provide a claims-made insurance policy that activates coverage when a claim is filed against our client during the policy period, irrespective of when the alleged wrongful act occurred, subject to the retroactive date outlined in the policy.
Why Medical Malpractice Insurance Matters in South Africa
The rise in medical malpractice claims across South Africa has placed growing pressure on healthcare professionals to protect themselves against unexpected legal and financial risks. Allegations of negligence, misdiagnosis, or procedural errors can result in significant compensation costs and reputational harm.
Medical malpractice insurance, also known as medical indemnity cover, safeguards doctors, specialists, and allied health professionals against these exposures. In an evolving regulatory environment shaped by the Health Professions Council of South Africa (HPCSA) and POPIA obligations, having the right indemnity policy ensures that professionals remain compliant, protected, and financially secure when facing claims.
Key Features of Our Medical Malpractice Insurance Include:
- A leading Claims Made insurance policy backed by Munich Re & Swiss Re, the world’s largest Re-insurers.
- Highly competitive premiums for claims made policies.
- Flexible indemnity limits allow for customisation to suit your needs.
- Tailored excess options, including the possibility of a zero excess, to align with your budget.
- Automatic 60-month extended reporting period (ERP) for insured practitioners who have maintained coverage with us for 36 consecutive months or more, with the potential for further extension at the discretion of Underwriters.
- Access to our in-house team of attorneys and/or medico-legal advisors, providing assistance with any inquiries or concerns you may have.
If you require assistance from a broker in your area or have any inquiries, please complete the form below, and one of our dedicated team members will promptly reach out to you.
Why Choose Medical Malpractice Cover from Shackleton Risk Management?
At Shackleton Risk Management, we're driven by a clear purpose: to revolutionise the insurance landscape for the betterment of our clients. Our mission is to demystify a traditionally complex area, particularly to the detriment of South Africa's working professionals.
For far too long, liability insurance has been controlled by major insurers, operating with minimal transparency regarding product functionality and necessity for professionals. The shadow of corporate pressure has loomed large, resulting in professionals either overpaying for unnecessary coverage or remaining loyal to established providers due to fear of change, ultimately resulting in excessive indemnity costs.
Our aim is simple: to challenge this outdated norm. We empower professionals to understand and trust their coverage, ensuring they pay only for what they truly need, enabling them to concentrate on their respective professions with confidence.
Reputable Brand
Shackleton Risk is a countrywide leading medical malpractice insurance brokerage insuring thousands of professionals across a variety of spectrums.
Personal Service
Your indemnity insurance is managed by a broker in your area and you will receive world-class support and service.
Affordable Cover
The local offering has been developed to offer practitioners more affordable premiums.
Tailor-Made Cover
The offering is tailor-made to you and your unique circumstance, with different excesses, limits and extensions available.
Flexible Run Off
The runoff can be extended to the length of your choosing and you only pay for the runoff you choose.
Partner with a Leading Insurance Broker in South Africa
Partner with Shackleton Risk Management, a trusted insurance broker providing innovative medical malpractice insurance solutions for healthcare professionals across South Africa.
Our team is dedicated to helping doctors, specialists, and allied practitioners manage complex risks through transparent, purpose-fit insurance policies. Each policy is designed to offer value, professionalism, and prompt support, ensuring you receive exceptional service and dependable protection when it matters most.
Whether you’re seeking to insure your practice or review your current short-term insurance cover, Shackleton Risk delivers expertise and partnership you can rely on.
Lorna Gilson
Fearne Gilson
Janine Gray